Harmony, the Hard Money OS

A loan application in. A closed deal out. Autonomously.

HRDMNY is the operating system for hard money loan originators. Harmony structures the deal, places the capital, draws the docs, chases the signatures, and never forgets a follow-up.

3-day free trial. Nothing charged until it ends.

Name the output. Harmony builds the workflow.

Harmony is the operator inside HRDMNY, and there is no menu of workflows to learn. You tell her the output you want in the chat that lives inside the app, and she works out every step and every field on her own. One system, countless workflows, and the biggest output of all is the one you hired her for: the closed deal.

Just got the loan application, prelim, and escrow instructions on a new deal. Create the deal, draw the loan docs, and email the borrower an LOI.

HARMONY
  • Deal created and assigned its ID
  • Every field populated from the documents
  • Loan docs drawn from your templates
  • LOI drafted and emailed to the borrower

Email the appraisal to the escrow officer and bump the payoff to $412,300.

HARMONY

Appraisal emailed to escrow. Payoff updated on HMC-260829-015. Anything else on this file?

That chat is the whole interface when you want it to be: changes, updates, files emailed, deals worked, all by asking. “Reconcile the proposed budget against the actuals” is a workflow too, the moment you say it.

Add real-time voice, and she answers the phone too.

One file, from first call to final settlement.

Built end to end for hard money loan originators. Every stage of the file, worked for you.

  1. INQUIRYEvery lead lands in one intake and gets qualified before it touches your pipeline.
  2. STRUCTURETerms, numbers, and the memo, built from the file's own data.
  3. PLACEMatched lenders solicited in measured batches until the money commits.
  4. DOCSThe full package generated from your templates and sent for e-signature.
  5. FUNDINGConditions tracked and payoffs verified. Nothing waits on memory.
  6. CLOSINGClosed on the final settlement statement, every fact still attached to the file.
  7. NURTUREClosed or lost, the relationship keeps getting worked. Automatically.
app.hrdmny.com/pipeline

STRUCTURE2

HMC-260829-015Refi on Alder Ave$412,000
HMC-260829-016Fix and flip on 9th St$268,500

PLACE1

HMC-260827-009Purchase on Crenshaw$1,150,000

DOCS2

HMC-260826-004Bridge on Hollywood Blvd$730,000
HMC-260825-002Cash-out on Mesa Dr$385,000

FUNDING1

HMC-260822-011Refi on Ocean Park$540,000

CLOSING1

HMC-260820-007Purchase on Fairfax$895,000CLEAR TO CLOSE

ILLUSTRATIVE FILE DATA

Upload the loan app.The data entry is already done.

Drop a loan application on HRDMNY and the file builds itself. Every document is read, every field is extracted into structured data, and you never retype what a page already says.

HMC-260829-014Deal ID assigned on arrival
  • scan_0043 (1).pdfHMC-260829-014_LoanApplication.pdf
  • appraisal FINAL v2.pdfHMC-260829-014_Appraisal.pdf
  • ACORD_25_cert.pdfHMC-260829-014_Insurance.pdf
  • payoff demand - chase.pdfHMC-260829-014_Payoff.pdf
EXTRACTED: BORROWER · AMOUNT · RATE · TERM · PREPAY · MATURITY

Extracted

Names, numbers, dates, and terms are pulled from the documents into the deal record. Nothing is keyed in by hand.

Filed

The deal gets its ID the moment it lands: your prefix, the date, a sequence. Every document is stored on the record and renamed to match, so the file reads uniform forever.

Scheduled

Prepayment expiration and maturity reminders are set from the extracted terms without you thinking about them. The dates are on the calendar before you open the file.

Everything the deal needs, on one record.

Documents

Your templates, filled from the file. A complete loan package in minutes, not an afternoon, with every merge field pulled from data the deal already holds.

TEMPLATE → DRAFT → SENT → EXECUTED

E-signature

Built in. Send, track, and countersign without leaving the deal.

Pipeline

Hard requirements at every stage gate. A deal cannot skip what it has not earned.

Borrower portal

Borrowers upload, sign, and check status themselves. You stop forwarding PDFs.

Your numbers

Every fact on the file is structured, quantified, and queryable. Volume, yield, and payoff dates without exporting a thing.

Nurture

Close a deal and its touch points are scheduled that moment: the congratulations, the welcome package, the prepayment expiration reminder, the maturity notice.

Lose a deal and the touch points keep coming anyway: the happy birthday, every holiday, the newsletter. You are the one they remember when the next deal shows up.

CONGRATS · WELCOME · PREPAY EXPIRY · MATURITY · BIRTHDAYS · HOLIDAYS · NEWSLETTERS · REFI

Priced for the originator, not the institution.

Solo

$75per month

  • One seat included, add seats for $75 each
  • A full day's Harmony work included, every day
  • Every core feature: docs, e-sign, pipeline, portal, nurture
  • Usage add-ons when a heavy week needs more
Start your trial

Small Office

$299per month

  • Up to 5 seats
  • A larger daily allowance for a working team
  • Every core feature, same as Solo
  • Usage add-ons when you need more
Start your trial

All Inclusive

$1,250per month

  • 20 seats
  • Real-time voice included
  • Usage included
  • The whole system, nothing metered
Start your trial

Every plan starts with a 3-day free trial: card on file, nothing charged until the trial ends. Month to month, cancel anytime. Real-time voice is available as an add-on on Solo and Small Office.

Straight answers.

Do I need a card to start the trial?

Yes. The trial starts when a card goes on file, nothing is charged until the 3 days end, and canceling before then costs nothing. When the trial ends, your plan simply begins.

What happens if I hit the daily allowance?

Harmony pauses her AI work until the next day, or you add usage on the spot. Everything else keeps working: your deals, documents, e-signatures, pipeline, and portal are never paused.

Is my data visible to anyone else?

No. Every organization is isolated at the database level with row-level security. Your book, your documents, and your contacts are yours alone, and every automated action is logged in an audit trail you can read.

Do I have to move everything over at once?

No. Most originators start by running their next new deal on HRDMNY and let the book move over as files close. There is no import deadline and no penalty for going gradually.

What does canceling look like?

Month to month, no commitment term. Cancel from your billing page and the subscription ends at the period you already paid for. No phone call required.

Is there help getting set up?

Yes. Guided onboarding is available if you want a hand loading templates and your first files. Most solo originators are running their first deal the same day.

Hand her the next loan application.

Three days is enough to watch the file move itself.

Start your trial